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Author: mandmweb

Best Ways to Invest Your Money

Everyone should be saving money for retirement, a “rainy day� emergency, or for things like putting the kids through college or starting their own business. The best ways to invest your money will have to do with what you are investing for, how long you have before you need the money, and how much risk you are willing to accept. And, the best ways to invest your money have to do with how much time and energy you can personally devote to your investments. You need to know where to invest money to get good returns over the years...

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Should You Really Sell Your Investments in May?

“Sell in May and go away� is an old investment adage that seems to be true more often than not. Should you really sell your investments in May or simply stop trading stocks? CNBC notes that the recent rally might be a concern because after the previous early year rally stocks plummeted over the summer. Stocks have surged through April in their best start to a year in 32 years. But, markets don’t have a good track record of following up on a rally of that size. “There are four other years since World War II that the S&P...

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Investing in Canadian Banks

Bank stocks in the USA have been suspect ever since they led us into the financial crisis with their predatory lending practices. However, right next door in Canada, the banks have followed more conservative practices and several are ideal long term investment opportunities. A common practice, among Canadians, is investing in Canadian banks when their stock price falls, dividend percentage rises, and P/E ratio drops. The three Canadian banks we have in mind are these. Toronto Dominion (TD) Royal Bank of Canada (RY) Scotiabank (BNS) These are the three largest Canadian banks. New banks are rare in Canada because...

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Can You Diversity Your Investments too Much?

It is a good idea to diversify your portfolio of investments. Doing so reduces the risk of loss by spreading out your investments over several vehicles and several sectors of the stock market. But, can you diversify too much? The answer is, yes. There comes a point where adding more stocks, for example, does not improve your risk profile but makes it harder to keep track of your individual investments. And it takes you away from investments that you understand. If you are a dedicated long term investor, you will routinely review your portfolio and assess intrinsic stock value....

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How to Buy Stock Directly

Long term investing works out well when you choose secure investments whose value appreciates over time. Investments like dividend stocks are a good choice because the dividends can be reinvested during the early years and taken as income during retirement. Many dividend stock investors take advantage of dividend reinvestment plans but these plans are also how to buy stock directly without ever going through a broker. How to Buy Stock Directly with Dividend Reinvestment Plans If you already own stock in a company that has a dividend reinvestment plan, all you need to do is sign up and the...

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